Home Improvement Financing

 

Home Improvement Financing

At First Assured Mortgage, we offer many great financing options to help fund your home improvement needs. Whether you’re remodeling your kitchen, adding an outdoor space, or upgrading your home’s energy efficiency, we make it simple to access the funds you need — all while helping you connect with trusted local contractors to get the job done right.

If you’re looking for a reliable contractor, simply fill out the form below and we’ll connect you with a qualified professional in your area.

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Keep Your Rate & Renovate

Looking to renovate without refinancing your current mortgage? Our Renovation ARV (After Renovation Value) HELOC is designed to help homeowners access cash for upgrades while keeping their existing low interest rate.

With this program, you can:

• Keep your rate on your 1st mortgage — no need to refinance
• Use a second-lien Home Equity Line of Credit (HELOC) up to $500,000
• Borrow up to 95% of your home’s projected after-renovation value (ARV)
• Enjoy a fast, simple process — no draws, inspections, or HUD consultant required
• Skip seasoning requirements — start right away
• Perfect for borrowers who are equity-light and want a flexible solution

Great for projects like:

• Kitchen & bathroom remodels
• Full interior or exterior renovations
• Garage builds, additions, and conversions
• ADUs and outdoor improvements

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Additional Financing Options

We also offer a range of programs to suit every type of home improvement goal:

• FHA Cash-Out Refinance – Up to 85% loan-to-value
• Home Equity Line of Credit (HELOC)
• Home Equity Loan (HELOAN)
• Conventional Cash-Out Refinance – Up to 80% loan-to-value
• VA Cash-Out Refinance
• Fannie Mae HomeStyle® Renovation Loan
• Construction Loans
• FHA 203(k) Renovation Loans

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Ready to Get Started?

Provide your information below to be referred to one of our trusted contractors or to learn which financing program is best for your renovation goals.