By Joel Kaczor- Owner/Broker, First Assured Mortgage
Your realtor, friend, neighbor, or fishing buddy, aren’t going to pay your mortgage. With so much money at stake, you owe it to yourself to find the best rate and terms available. Being the owner/broker at First Assured Mortgage in Lawrence, KS I am committed to providing my customers the very best rates and terms available.
How did you choose your last mortgage company? Did you get a referral from your real estate agent? Listen to a TV commercial? Did you just go to the bank that has your asset accounts? Next time shop around to avoid making a potential $24,095 mistake.
According to The Ultimate Loan Comparison Tool, using conservative inputs for investment rate of return and property appreciation, a difference of just .25% in your mortgage rate can add up to big money when applied over 30 yrs.
Before everything was digitized, shopping for a mortgage could be a time consuming and frustrating undertaking. Now, not so much. If you have the following information you should be able to easily compare mortgage companies.
Proposed Property Info:
– Purchase Price
– Property Type
– Number of Units
– Down Payment Available
– Credit Score
– Monthly Income (to see if you qualify for special programs)
– Loan Type (Conventional, FHA, VA, USDA)
– Desired Term In Years
Given the above information you should be able to get a detailed quote from multiple lenders or mortgage companies. Here is a worksheet for your use to compare up to 3 offers.
Get pre-qualified in just seconds! First Assured Mortgage offers a quick and easy way to help narrow down options based on your individual needs. Get qualified now: https://www.firstassuredmortgage.com/purchase-assistant/
A Kansas Licensed Mortgage Broker- NMLS ID: 17380