Especially in times of increasing interest rates and high inflation, it is important to make sure you stretch your dollar as far as it will go. When you are buying a home it is no different. It is a fact that independent mortgage brokers are the best way for consumers to get a mortgage. The […]
What can you do with a conventional mortgage loan? Lots of things!
Among other products, First Assured Mortgage offers Conventional Mortgages, from our network of high quality mortgage companies and banks. A conventional mortgage is a type of loan that meets certain criteria set our by Fannie Mae and Freddie Mac. These mortgages are not guaranteed by the government like FHA, VA, and USDA mortgages, but, they do require mortgage […]
Divorcing? What you can do about your mortgage.
Being in the mortgage business for 20 years I have had a lot of experience advising people who are divorcing about what to do with their mortgage. There are many questions that arise when a married couple splits up: Can I afford the marital home on my current income? What documentation would you need from […]
Even People With Excellent Credit Benefit From This One Mortgage Trick
…And First Assured Mortgage Does This With Every File Did you know that your credit score not only determines if you can get a loan, but, how much you pay for the loan you get? Credit optimization isn’t just for people with lower credit scores! Even people with mid 700 credit scores can benefit from optimizing […]
A Better Mortgage Experience For Business Owners, High Level Executives And Public Figures
By Joel Kaczor, Owner/Broker- First Assured Mortgage As a business owner and entrepreneur, I clearly understand whats important to you and am prepared to provide the solutions you need when purchasing or refinancing a home. You need confidentiality. For many reasons the last thing you want as a business owner in a community is to […]
Don’t Make This $24,095 Mistake When You Buy Your Next House
By Joel Kaczor- Owner/Broker, First Assured Mortgage Your realtor, friend, neighbor, or fishing buddy, aren’t going to pay your mortgage. With so much money at stake, you owe it to yourself to find the best rate and terms available. Being the owner/broker at First Assured Mortgage in Lawrence, KS I am committed to providing my customers […]
And your mortgage payment is…
What would the mortgage payment be for the median home price in Lawrence, KS using four common loan types? By Joel Kaczor- Owner/Broker, First Assured Mortgage The Lawrence Board Of Realtors recently released their 2018 median home price of $204,200. What does this mean to home buyers in this price range? Well here are four […]
Mortgage Rates- Are they going up or down in 2019?
The One Thing You Need to Know When Shopping For A Mortgage in 2019
By Joel Kaczor, Owner/Broker “IT’S THE SAME THING.” Remember the old television add? It showed two stores that had the same item, but, one of the stores was charging much more for an identical item. The star of the commercial yelled “IT’S THE SAME THING.” This concept is very much how the mortgage business works. […]
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